Welcome To...

F&I Capital Group

Private Wealth
Institutional
Process-driven. Governance-focused.
Years of Experice
0 +
Expert Teams
0 +
Annual Revenue
$ 0 M
Global Operations
0

Meet our Strategic Partners

The PEP advantage through our Strategic Partnership with PROCYON

As your organization grows past 100 participants, fiduciary expectations accelerate:

Get a Plan Snapshot
  • Annual plan audits become required
  • Documentation and committee oversight increase
  • Fee benchmarking becomes essential
  • Operational complexity rises
  • Risk shifts from “informal” to “defensible process”

Many well-run plans create unnecessary risk and cost simply because their structure hasn’t kept pace with headcount growth.

Get a Plan Snapshot

The Fiduciary Health Check

Our 401(k) Fiduciary Health Check is a no-cost, no-obligation review designed to give your committee clarity in four critical areas:

Governance & Documentation

Evaluate committee structure, fiduciary process, and meeting documentation.

Fee & Cost Benchmarking

Compare administrative and investment-related fees against peer plans.

Investment Monitoring Process

Assess how investments are selected, reviewed, and documented.

Participant Outcomes & Engagement

Evaluate committee structure, fiduciary process, and meeting documentation.

The PEP Advantage With Principal

We offer a Pooled Employer Plan (PEP) using Principal as recordkeeper — and advantage for both small and large plans.
See If Your Plan Qualifies for the PEP
A PEP allows multiple employers to participate in a single, professionally governed retirement plan. Most importantly for growing sponsors:
  • The plan audit is performed at the PEP level
  • Participating employers typically avoid a separate annual audit
  • Sponsors often save $10,000–$40,000 per year
  • Fiduciary governance is centralized
  • Administrative burden is reduced
See If Your Plan Qualifies for the PEP

What Audit Efficiency Can Mean for Your Company

Annual plan audits are often one of the most expensive and time-consuming aspects of sponsoring a retirement plan.

Simple calculator:

  • Participants
  • Estimated Audit Cost
  • Potential Savings

Typical impact for plans over 100 participants:

  • • $10,000–$40,000+ annual audit expense
  • • HR and finance staff time
  • • Repetitive compliance work
  • • External coordination with auditors
By participating in a PEP structure, many sponsors eliminate this recurring burden while strengthening fiduciary governance at the same time.
See If Your Plan Qualifies for the PEP

Designed for Growing Plan Sponsors

Start With a Fiduciary Review
If your plan is growing, your governance should grow with it.
  • companies with smaller plans to larger plans of 120+
  • CFOs and Controllers
  • HR and Benefits Leaders
  • Retirement Committee Members
  • Organizations facing audit complexity
  • Employers seeking efficiency without disruption

Our Process

What Working With Us Looks Like

Request the Health Check

Complete a short form and schedule a brief intro call.

Plan Snapshot & Benchmarking

We review governance, fees, structure, and audit posture.

PEP Eligibility Review

We assess whether the PEP structure is a fit for your organization

Committee Summary

You receive a clear, practical roadmap for your committee.

No pressure. No product pushing. Just clarity and fiduciary best practices.

Secure Your Plan’s Future Today

Whether you have 120 participants or 1,000+, our goal is to simplify the complex so you have peace of mind.

Schedule Your No-Charge 401(k) Review

Our Philosophy

Our role is to support plan committees through process, governance, and fiduciary best practices — not to promise performance or sell products.

  • Defensible fiduciary process
  • Cost efficiency and benchmarking
  • Operational clarity
  • Participant engagement
  • Reduced administrative friction

So committees can operate with confidence as their plans grow.

Does joining a PEP require changing recordkeepers ?

We provide AI-powered VCIO/VCISO services that automate IT assessments, security workflows, and compliance tasks
— without hiring extra staff.

We provide AI-powered VCIO/VCISO services that automate IT assessments, security workflows, and compliance tasks
— without hiring extra staff.

We provide AI-powered VCIO/VCISO services that automate IT assessments, security workflows, and compliance tasks
— without hiring extra staff.

We provide AI-powered VCIO/VCISO services that automate IT assessments, security workflows, and compliance tasks
— without hiring extra staff.

We provide AI-powered VCIO/VCISO services that automate IT assessments, security workflows, and compliance tasks
— without hiring extra staff.

Frequently Asked Questions

Get Clarity on Your 401(k) Governance and Audit Efficiency

Start with a no-cost 401(k) Fiduciary Health Check and see whether the PEP with Principal can simplify your plan while reducing annual expense.
Schedule Your No-Charge 401(k) Review

Investment advisory services are offered through Procyon Private Wealth Partners, LLC, a registered investment adviser. Procyon Private Wealth Partners, LLC and F&I Capital Group, LLC are independent entities. The content of this website is provided for informational purposes only and is not intended as a solicitation or recommendation of any investment strategy. All investments and investment strategies involve risk, including the possible loss of principal. There is no assurance that any investment strategy will achieve its stated objectives.

Third-party ratings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.

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